PayPad is a launchpad for creating coins on pump.fun, on Solana mainnet. When you launch a coin through PayPad, its pump.fun creator fees are set aside for an X (Twitter) account you choose. The owner of that account can sign in to PayPad with X and claim the fees.

By using PayPad you agree to these terms. If you don't agree, don't use PayPad. Coins themselves are created and traded on pump.fun and Solana, which have their own terms and rules.

You must be old enough to enter a binding contract where you live, and allowed to use crypto services there. You may not use PayPad if you are located in, or a resident of, a country or region subject to comprehensive sanctions, if you are on a sanctions list, or if using PayPad would be illegal for you. You are responsible for following the laws that apply to you, including tax laws.

• Assigned to an X user ID. Fees are assigned to the numeric X user ID behind the @handle you pick, not to the handle text. If the account changes its handle, the fees stay with the account.
• Custodial creator wallet. For each launch, PayPad creates a fresh creator-fee wallet, which is set as the coin's creator on pump.fun. PayPad holds and controls that wallet's keys. pump.fun pays the coin's creator fees into it.
• Fixed at launch. The fee recipient can't be changed afterwards by the deployer or anyone else.

Only the owner of the assigned X account can claim, by signing in to PayPad with that X account. A claim collects what is waiting across all of that account's coins.

Unclaimed fees are held in the coin's creator wallet indefinitely. They don't expire, and neither PayPad nor the deployer can reclaim them. They stay there until the X account owner claims.

• PayPad takes 10% of creator fees when they are claimed. It charges nothing to launch or to trade.
• The deployer pays all launch costs: Solana network fees, pump.fun coin creation, any dev buy, and a small claim reserve left in the creator wallet.
• Each claim pays its own network costs (transaction fees, token account setup, and the swap to PYUSD when paying out to PayPal) out of the fees being claimed.
• pump.fun's own trading fees apply and are set by pump.fun.

Details are on the Fees page.

Claimed fees are paid to PayPal only, as PYUSD sent on Solana to the PYUSD address shown in your PayPal account.

You are responsible for entering the correct address. Blockchain transactions are irreversible. PayPad can't reverse, cancel or recover a payout sent to a wrong address or on the wrong network. PayPal's crypto features aren't available in every region or account; check yours before you claim.

PayPad is independent. It is not affiliated with, endorsed by, or sponsored by PayPal, X Corp, pump.fun, or any person or organisation whose @handle is used for a coin.

A coin being assigned to an @handle does not mean that person or account created, supports or endorses the coin. Anyone can launch a coin that names any existing X account.

Memecoins are highly speculative. Their price can swing sharply and can go to zero, and creator fees depend entirely on trading activity that may stop at any time. Nothing on PayPad is investment, financial, legal or tax advice. Only use money you can afford to lose.

To protect users and comply with the law, PayPad may:

• Pause claims, for example if a security problem is found. Fees keep accruing in creator wallets while claims are paused.
• Block @handles from being used for new launches, for example to prevent impersonation or abuse.
• Screen payout addresses against sanctions lists, and refuse payouts to addresses that are flagged.
• Restrict access for anyone who breaks these terms.

Don't use PayPad to impersonate others, mislead traders, launch coins with illegal or infringing content, launder money, evade sanctions, or interfere with the service. You are responsible for the name, ticker, image and description of any coin you launch.

PayPad is provided “as is” and “as available”, without warranties of any kind. It depends on Solana, pump.fun, X, PayPal and other third parties that can fail, change or become unavailable, and PayPad may be interrupted or discontinued.

To the fullest extent the law allows, PayPad and its operators are not liable for indirect, incidental or consequential losses, lost profits, losses from coin prices, or losses caused by third-party services, network failures or incorrect payout addresses.

We may update these terms. The date at the top shows when they last changed. If you keep using PayPad after a change, the updated terms apply.

Reach us on X at @paypadcash. See Support.